Auto Accident FAQ

1. Should I see a doctor after a car accident in San Francisco?

In most cases, a visit to the doctor is a great idea for both you and your passengers. Remember if you do develop pain or disability later, the other party will claim that you never saw the doctor and you will lose out. In many cases, your car insurance policy may cover some of the medical bills.

If you were recently in a car accident please call SFMMG and schedule an appointment at one of our convenient locations in San Francisco, Oakland, Fairfield and Fresno.

2. Do I have to report the car accident?

Well, a common sense attitude is needed. A simple scratch on the car does not need to be reported. But anything major must be reported to the police. At the accident scene, call the police. After the accident is over, the first thing you should do is call your insurance company- as always there will be lots of forms to fill.

3. Who will pay for the damages after a car accident?

In general the driver at fault is responsible for all the payments. This also depends on the driver's insurance and the type of coverage. There are two principle types of car insurances- liability and collision

Liability: If you are at fault for the accident, your liability insurance will ensure payment for the other driver’s property damage and personal injuries as per your policy limits. If you are not at fault, the other driver’s liability insurance will pay for your personal injuries and car damages up to the policy limits.

Collision. When you have collision coverage, you are covered no matter who is at fault. However, collision only pays for car damages and does not cover any medical expenses.

Other subcategories of insurance policy coverage include supplementary health insurance. This coverage may help pay your medical bills for both you and your passenger(s) up to the limits mentioned in the policy.

If you were recently in a car accident please call SFMMG and schedule an appointment at one of our convenient locations in San Francisco, Oakland, Fairfield and Fresno.

4. What are the steps I should take if the other party has no car insurance?

In many cases, if the other driver was not uninsured, then your car insurance will cover some of the costs for your personal injuries- that is if you had a prior policy covering an uninsured driver or a medical injury coverage.

In some cases, the other driver’s policy may not be enough to cover all your expenses, then the difference will be paid by your own insurance as long as you had an uninsured coverage in your policy.

5. What should do I do if I get sued after a car accident

Anytime you get a letter saying that you are being sued, contact your insurance company or the insurance agent. If you have a lawyer, speak to him/her right away. In most cases, your insurance company will assign a lawyer to your case. However, if the law suit is for more money than the coverage of your insurance policy then you may need to speak to an attorney. In addition, it is very rare for insurance company lawyers to handle other car accident issues like citations or criminal cases like a death or a hit and run.

6. How can I find an auto accident lawyer in San Francisco?

The first thing to do is check the yellow pages or ask someone. Every individual state state bar has a comprehensive list of attorneys in all parts of the state. You can also check out the standing of your lawyer with the Every individual state state bar.

If you have internet, go online and search under accident lawyers in your area. Most auto accident lawyers do charge a small fee for the initial consult to determine the merits of your case.

If you were recently in a car accident please call SFMMG and schedule an appointment at one of our convenient locations in San Francisco, Oakland, Fairfield and Fresno.